Mar 5 2012

The weekly financial scoop: The philosophy of saving, cracking down on debt, and paying off student debt.

Today I’m highlighting some quality articles around the web.  The theme?  Save money, cut down on debt, and understand why you do what you do.  I think that is probably the key aspect of today’s links.  The true reason people fail to get a control of their finances is because they lack a clear sense [...]

Mar 4 2012

Is it possible to pay zero in Federal Income taxes on a $150,000 income? The answer might surprise you.

The tax system in the United States might as well seem like a foreign language to most individuals.  Vague statues.  Obscure language.  When you examine the tax system carefully it heavily favors those with higher incomes and those who invest.  The investing part is not necessarily bad since Americans need to save more given the [...]

Feb 22 2012

Learning how to retire like a millionaire with $250,000. It is possible but you need to hack your idea that $1 million is the minimum to retire.

Many Americans have a magical notion that $1 million is sufficient for a steady retirement.  Let us not point out that most Americans, 75 percent have less than $75,000 to their name and over 30 percent have zero dollars to their name.  This by no means is a secure retirement.  But lifestyle hacking is possible.  [...]

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