Oct 18 2009

Riverside and San Bernardino Housing: Two SoCal Counties with 4 Million People Experience 60 Percent in Housing Price Declines. And Prices are Still near the Bottom.

The Inland Empire of Southern California has been devastated with the current housing bubble bursting.  A few other bloggers have covered this area in great detail but it is important to examine what is happening here.  The Inland Empire is made up of two large counties, San Bernardino and Riverside.  Before we look at details [...]

Oct 12 2009

A Case Study of Distress California Housing: Sacramento County.

The Sacramento Association of Realtors provides excellent data on real estate market trends for Sacramento County.  It is unfortunate that we don’t have comprehensive data like this for the state of California housing.  Yet this data is helpful because it reflects similar outcomes of other California counties like Riverside or San Bernardino.  When we examine [...]

Oct 5 2009

401k Investing: Is the 401k a Relic of Past Investing Models? S&P 500 versus Certificate of Deposits.

Given the current investing climate, I think many people are questioning their investment strategy with the 401k.  Many have been led to believe that stock markets will always return 7 to 10 percent on an annualized basis.  Yet that is not the case.  In fact, as of March of this year if an investor had [...]

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