Feb 12 2013

What is the difference between an American and a British Emergency fund??

Americans are accustomed to saving up for an emergency fund.  It is ingrained in our blood.  We are always told to save up to 3 to 6 months for good measure.  Emergency funds are a critical component of financial well being.  It is a protection clause for any unforeseen circumstances that may come our way […]

Dec 3 2012

Can I retire early? How much you need to safely retire.

There seems to be a serious movement online of life hackers and aggressive savers in the pursuit of early retirement.  This is a great movement and frankly turns the entire consumption driven economy on its head.  Most retirement planners and financial pundits on the media advocate saving a miniscule 5 to 10 percent per year […]

Mar 9 2012

The 4 best savings rates for the financially bearish – What options do conservative savers have besides stuffing cash into the mattress?

Savings rates have been incredibly low for the past decade.  Many growing into this current economy must think that banks are simply expensive mattresses where you keep your money.  There are options out there for stashing your emergency fund or simply for keeping some of your savings money powder dry.  There are many options out […]