May 8 2010

401k retirement account an antiquated investment vehicle? As economy stalls companies stop matching 401k contributions.

Many Americans are questioning the idea of a 401k.  As many baby boomer near retirement, their 401k is largely seen as their primary retirement account yet with current stock market fluctuations, many are wondering if staying with a 401k is smart.  Many Americans have already seen the gyrations with housing values and don’t want this [...]

Apr 14 2010

The Most Expensive County in California Examined – How San Francisco County Became the Most Over Priced Real Estate in California. 26% of Those Who Own Their San Francisco Home Would not be Able to Afford Their own Place if they Bought Today.

Only two counties in California have the honor of having a median price of over $600,000.  Sure, we have areas like Beverly Hills with a median price of millions of dollars but this is still part of Los Angeles County.  But to have a county like San Francisco with a current median price of $627,500 [...]

Feb 8 2010

San Francisco Rent versus Buying? In Northern California you’d be Foolish to Buy. Examining the Bay Area Housing Market and Opportunity Cost of Buying a Home.

There are few housing markets in the world that rival the ups and downs of California.  You would be hard pressed to find any other area with a proliferation of mortgages like option ARMs that defy any sensible notion of financial prudence.  Yet many areas in California like the Central Valley for example have corrected [...]

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